Browsing Tag

side hustle

Prosper

Better Options

Who’s excited that after years working, you’ve given half your salary to taxes & now the Gvnmt threatens to isolate you from participating in society? Mindboggling that many people are facing conditions like this today including loss of career! People filled with anxiety of the future, please take a deep breath! Let me share with you a path with hope to eradicate uncertainties.  Take control of your income & then you will have complete control over your health choices. If…

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Wellness

Sip Serenity with Feel Better Adaptogens

Adaptogens are herbal pharmaceuticals. They work to counteract the effects of stress in the body. Stress causes very real physical changes in the body, including harming the neurological, endocrine, and immune systems. Adaptogens have stimulant properties that help counteract those harmful effects. Adaptogens were first developed & used as a “superhero” pill that’d let pilots fly better, faster, and for longer periods of time. Researchers have now found adaptogens have multiple protective effects on the body. Stress is necessary for…

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Prosper

The Only Way to Get Really Rich

Want to be remarkably successful? Want to get really rich? (While there are many ways to feel “rich,” in this case we’re talking about monetary wealth.) Then check out this little gem of an investment opportunity. It’s a simple investment. You only have to invest almost all of your money. On the upside, after a year you might earn 3 percent more. The downside? Any day you could lose it all, for reasons usually outside your control and that you…

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Prosper

A Side Hustle Could Be Your Best Investment

You can always find statistics that show our collective financial pains…unemployment rates, low minimum wage, can’t afford to retire, many people have less than $1,000 in savings, at a time when the average indebted household owes more than $16,000 on credit cards etc etc. The merry-go-round of depressing news never ends. But, what should we do? Lay down and die? Could a Side Hustle Be Your Best Investment Yet? Why settle for only your salary if you could earn more…

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Prosper

Retirement Income Planning

It is somewhat humorous that 34% of the populace look at winning the lottery in order to have a grand retirement. Can you afford to retire? Retirement Planning survey from BMO Financial Group, March 2014 • CPP (gvnmt pension): 90% • RRSPs: 88% • Part-time job: 59% • Sell home: 49% • Win lottery: 34% Who is really looking forward to their retirement years? Retirement is the time in life when we put away the work boots & enjoy life…

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Prosper

Freedom My Story

Wish you could own your own business rather than work for someone else? we were schooled to be employees….So what drives our urge to step away from the norm and want to own a business?? I think it’s freedom to control  our own destiny, to be in charge of our own life, & to develop to our highest potential. As a very busy single Mom of 3 teenage sons, with a career as a freelance musician, and a part time…

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Prosper

What’s Your Money Style?

Most of us start our money making as an employee…responsible to a manager, & trading hours of our time for dollars. Most of us remain with this style of money. Some of us, as I did, enter the world of the self employed or small business. Here we find out about tax breaks we weren’t allowed as employees.. but we are still in the “hours for dollars” money style. Show up, or no money. Musicians, Doctors, Lawyers, hairdressers, landscapers, etc all have to…

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Prosper

How’s Saving Working Out?

Check out this Royal Bank of Canada suggestion if you “need income”. Placard they had set out on the sidewalk by their bank so I took the photo below!!! Ha ha. Let’s pretend you wanted a bit more income than $410.89 per month, or during retirement…how about a modest $3000.00/month so you could live somewhere other than on a park bench! That will require about 8x the photo suggested bank savings to generate, so $800,000.00 in the bank. If you…

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