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Prosper

Prosper

Better Options

Who’s excited that after years working, you’ve given half your salary to taxes & now the Gvnmt threatens to isolate you from participating in society? Mindboggling that many people are facing conditions like this today including loss of career! People filled with anxiety of the future, please take a deep breath! Let me share with you a path with hope to eradicate uncertainties.  Take control of your income & then you will have complete control over your health choices. If…

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Prosper

The Only Way to Get Really Rich

Want to be remarkably successful? Want to get really rich? (While there are many ways to feel “rich,” in this case we’re talking about monetary wealth.) Then check out this little gem of an investment opportunity. It’s a simple investment. You only have to invest almost all of your money. On the upside, after a year you might earn 3 percent more. The downside? Any day you could lose it all, for reasons usually outside your control and that you…

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Prosper

A Side Hustle Could Be Your Best Investment

You can always find statistics that show our collective financial pains…unemployment rates, low minimum wage, can’t afford to retire, many people have less than $1,000 in savings, at a time when the average indebted household owes more than $16,000 on credit cards etc etc. The merry-go-round of depressing news never ends. But, what should we do? Lay down and die? Could a Side Hustle Be Your Best Investment Yet? Why settle for only your salary if you could earn more…

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Prosper

The 5 People Who Determine Your Income

You are always the average of the 5 people you spend the most time with. The late Jim Rohn said “If I wanted to find out how much income you earned, all I had to do was take the average income of your five closest friends and that would be your income!” At first, I refused to believe it was true. But the more I thought about it, & paid attention to people, I saw it was! Birds of a feather flock…

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Prosper

Start Your Life

Are you on the list of people concerned they won’t have a sizable enough nest egg to retire? Many people state they would like to stop working for good and “fully retire” someday, “but will not be able to afford to,” a new survey from TD Ameritrade, an online broker based in Omaha, found. Other retirement findings: 43% say “they are behind” in their savings. Half (49%) are “worried about running out of money” once they leave the workforce. Nearly two…

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Prosper

Retirement Income Planning

It is somewhat humorous that 34% of the populace look at winning the lottery in order to have a grand retirement. Can you afford to retire? Retirement Planning survey from BMO Financial Group, March 2014 • CPP (gvnmt pension): 90% • RRSPs: 88% • Part-time job: 59% • Sell home: 49% • Win lottery: 34% Who is really looking forward to their retirement years? Retirement is the time in life when we put away the work boots & enjoy life…

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Prosper

Freedom My Story

Wish you could own your own business rather than work for someone else? we were schooled to be employees….So what drives our urge to step away from the norm and want to own a business?? I think it’s freedom to control  our own destiny, to be in charge of our own life, & to develop to our highest potential. As a very busy single Mom of 3 teenage sons, with a career as a freelance musician, and a part time…

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Prosper

Your Own Free Market

Free Market at it’s best, always benefits the most people as Milton Friedman explains in this video. What brings people together and induces them to co-operate and produce outcomes far more amazing than any individual can do alone?? Good question!! The business models that will elevate the average person’s life financially, is one that thrives in free market capitalism …Network Marketing. Average people are not educated about leverage, or financial freedom, or passive/recurring income which are the distinct advantages of…

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Prosper

What’s Your Money Style?

Most of us start our money making as an employee…responsible to a manager, & trading hours of our time for dollars. Most of us remain with this style of money. Some of us, as I did, enter the world of the self employed or small business. Here we find out about tax breaks we weren’t allowed as employees.. but we are still in the “hours for dollars” money style. Show up, or no money. Musicians, Doctors, Lawyers, hairdressers, landscapers, etc all have to…

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Prosper

Money Wisdom

Do you spend more time time talking & rationalizing about why you don’t need money, are OK without money, or that money “isn’t everything”? If you do, that’s fine. But for those who decide to focus instead on wealth creation for financial wellness… Suggestions for your Money Wisdom List Keep a monthly cash flow (in and out) report. It will educate you into wasting less.  Get the Cash Out portion updated weekly (Credit Cards etc) so your spending is fresh on…

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Prosper

How’s Saving Working Out?

Check out this Royal Bank of Canada suggestion if you “need income”. Placard they had set out on the sidewalk by their bank so I took the photo below!!! Ha ha. Let’s pretend you wanted a bit more income than $410.89 per month, or during retirement…how about a modest $3000.00/month so you could live somewhere other than on a park bench! That will require about 8x the photo suggested bank savings to generate, so $800,000.00 in the bank. If you…

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Prosper

Tax Relief

Tax pain! Tax relief! which one describes your life? Fact is, employees pay the highest percentage of taxes & usually have no legitimate write offs. Business owners, for understandable reasons, have more legitimate write offs. Employees need a simple side hustle for Tax relief! Filing your annual Tax Return can be fun! Thousands of smart employees start a part time home business, spend a few hours a week building it & claim tax write offs not available from their job/employment.…

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